We have partnered with trusted partners to offer hassle-free payment and financing options, so you can order what you want today, and pay for it later.

Shop Pay Installments

Split your purchase into 4 equal installment payments. No additional fees.

Klarna

Split payment or apply for monthly financing. Terms apply.

Affirm Financing

Affordable monthly payments at a pace you choose—usually 3, 6, or 12 months.

How to checkout with Financing

1. Add your favorite items to the cart and proceed to the checkout

2. Fill out order information and select shipping method

3. Select preferred payment method. For financing, choose Shop Pay, Klarna, or Affirm

4. Follow instructions and complete checkout

Shop Pay - installments in partnership with Affirm
Shop now. Pay over time with Klarna.

Pay over time with

Shop Pay Installments

Shop Pay offers you the option to pay in full at checkout, or to split your purchase into 4 equal installment payments. You can't adjust the number of installment payments or the price range available for Shop Pay Installments*

Quick Approval

Get a real-time decision

*You have the option to pay for orders between $50 and $3,000 USD, including discounts, shipping and taxes, in 4 installments. To use Shop Pay Installments, your shipping address needs to be in the United States.

Affirm is the originator and servicer of Shop Pay installments, but payments are managed in your Shop Pay account.

Pay over time with

Klarna

We’ve partnered with Klarna to provide you with easy payment options at checkout, so you can buy what you want, when you want. Select Klarna at checkout to play now and pay later. Spread the cost of your purchase over time with convenient, stress-free payment options. It is easy, safe to use, and you’re always covered by Klarna’s Buyer Protection.

Installments*

Split your purchase into 4 interest-free payments. Enter the credit or debit card of your choice for automatic payments every two weeks. No credit check and no fees when you pay on time.

Financing*

Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant approval decision. Manage your payments and receive reminders directly in the Klarna App.

*Monthly financing through Klarna issued by WebBank, member FDIC. Other CA resident loans made or arranged pursuant to a California Financing Law license.

Pay over time with

Affirm Financing

Through Affirm we're able to offer affordable monthly payments at a pace you choose—usually 3, 6, or 12 months. From day one, you know how long you'll pay, and you know how much you'll pay because we never charge late fees or other hidden fees. 

Transparent

Affirm tells you up front the total amount you’ll pay. That number will never
 go up.

Your rate will be 0% APR or 10-30% APR. For example, a $800 purchase might cost $73/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

Financing FAQs

Shop Pay Installments

Shop Pay offers you the option to pay in full at checkout, or to split your purchase into 4 equal installment payments.

If you didn’t get approved for Shop Pay Installments, then check your email inbox for an email from Affirm. This email provides more information about your application. Keep in mind that you might be approved the next time you apply. 

Your credit scores aren't affected if you use Shop Pay Installments. However, if you don’t pay an installment, or you make a late payment, then your eligibility for making purchases using Shop Pay Installments in the future might be affected.

There are no additional charges, interest rates, or late fees. You can pay your balance off early without penalty. However, if you make a partial payment or late payment, then future applications to use Shop Pay Installments might be affected.

Please check the help center for addititonal answers to your questions.

Klarna

It’s simple! Shop at any online store that offers Klarna monthly financing, and choose a flexible payment plan to pay for your purchases over time. You will know if you are approved in seconds, before completing your purchase. If approved, you will receive an email confirmation from Klarna, and can manage your account through the Klarna App.

Select 4 interest-free installments to split your purchase into four equal payments, charged every two weeks beginning at the time your order is confirmed (usually the shipping date). No bills are sent-you can simply sit back, relax, and enjoy your purchase.

4 interest-free installments will not affect your credit score. Monthly financing applications will take credit score and credit history into consideration when determining if the application is approved.

You can vist Klarna's help center to learn more.

Affirm Financing

At checkout, Affirm always shows the total amount of interest you’ll pay and you will never be charged more than that. This way, you always know what you’re getting into. If you pay faster than agreed, you might be charged less! 

Your APR may be different depending on your creditworthiness and where you are shopping. The exact terms that apply to your purchase will be given when you check out with Affirm.

We don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account.

Yes! There’s no penalty for paying early.

You can make or schedule payments at affirm.com or in the Affirm app
 for iOS or Android. Affirm will send you email and text reminders before payments are due.

You can visit their website at affirm.com.

Safe Delivery

Free shipping when you spend over $35. We always guarantee safe delivery to your door.